The Cheapest Way to Get a Funded Forex Account, Honestly

The sticker price is the wrong number

Search for the cheapest funded forex account and you will find a list of evaluation fees. That is the wrong number to compare. What you actually pay to get funded is:

Real cost = fee per attempt × number of attempts

A $30 evaluation you fail three times costs more than a $55 evaluation you pass once. The fee is the part you can see. The number of attempts is decided largely by the rules, and the rules are where firms differ most.

This guide covers the whole equation. We sell evaluations, so treat our numbers as one data point, not the answer. Every competitor figure here is quoted from that firm's own page with the date we read it.

Part 1: the fee

At Funded With Forex the one step evaluation starts from about $30 for a $25K simulated account with the current public deal code, and the largest $150K account costs a little over $200. The 2 step is priced slightly below the one step at every size. Prices change, so check the pricing table for today's numbers; the funded forex account guide lists them next to the rules for each size.

The fee is a one time payment for access to the evaluation. It is not a deposit, it is not trading capital, and there is no monthly subscription. There is also no activation fee when you move to the funded account.

Ways to bring the fee down:

• Use the public deal code. It is applied automatically from our pricing cards. There is no reason to pay list price.
• Buy in a bundle. At the time of writing, every third account in a single checkout is free, so three accounts cost the price of two.
• Enter the giveaway. We draw winners for a free simulated $100K evaluation regularly, with no purchase necessary, on the free evaluation page.

For reference, FundingPips listed a 100K account at $499 (from $555), per FundingPips' published rules (verified 2026-08-10). We have not verified current FTMO or FundedNext pricing, so check their sites rather than trusting a number from us.

Part 2: the number of attempts

This is where the cheap option and the expensive option can swap places. Four rules drive how many attempts you are likely to pay for, and you can read every one of them before you buy.

The drawdown type. A static max loss floor is fixed the day the account opens. A trailing floor rises with your equity, so a winning week moves the line you can be stopped out at, and a normal pullback can end an account that is still up overall. We use a static floor on every account: 6% below the starting balance on the one step. FTMO uses a trailing floor on its one step and a static floor on its two step, per FTMO's published rules (verified 2026-08-10). Our trailing drawdown explainer shows why the difference is so large.

The daily loss limit. It ends more evaluations than any other rule. Compare both the percentage and how it is calculated. Ours is 3% of day open equity on the one step and 5% on the 2 step. FundingPips lists 4%, per FundingPips' published rules (verified 2026-08-10). Our guide to how daily loss limits are calculated explains why the same percentage can behave very differently.

The total room to be wrong. Max loss sets how many bad days you can survive. FundingPips allows 12% max loss, per FundingPips' published rules (verified 2026-08-10), which is more room than our 10% on the 2 step and our 6% on the one step. That is a real advantage on their side, and worth weighing against the difference in price.

The profit target and the number of phases. A two phase evaluation gives you two chances to have a bad week at the wrong moment. A single phase asks for one bigger target. Our one step asks for 10%; our 2 step asks for 8% then 5%. FundingPips lists 10% then 6%, per FundingPips' published rules (verified 2026-08-10).

None of this tells you which firm is cheapest for you. It tells you which questions decide it. A trader who sizes small and trades steadily pays for fewer attempts under almost any rule set. A trader whose results swing hard pays for more attempts under tight rules, and should look at max loss and drawdown type before price.

Part 3: what a second attempt costs

If you breach a rule, you can restart with a discounted reset instead of buying a new evaluation. On current pricing, a reset is listed at a little over half the list price of the same evaluation, and each plan card shows the reset price for that size.

A reset is only cheap if the next attempt is different from the last one. Our guide to resetting after a breach covers the debrief that makes the second attempt worth paying for.

Part 4: the cheapest path is the one you pass

The single biggest lever on cost is not the firm. It is how you trade the evaluation.

• Start with a size your discipline can carry. The rules are the same percentages at every size. A $25K account teaches the same lessons as a $150K for a fraction of the fee.
• Size every trade from the daily limit backward. On a $25K one step the daily allowance starts at $750. Risking 0.5% a trade, $125, means a bad day of three losers costs $375 and leaves the account healthy. The position sizing guide has the formula.
• Take your time. There is no maximum time limit on our evaluations, and the minimum is 2 trading days. Rushing is the most expensive habit in this industry. See how long it takes to pass for the arithmetic.
• Plan for the consistency rule. No day can count for more than 50% of the target. Planning for it costs nothing; ignoring it costs extra days. The consistency rule guide has worked examples.

Part 5: what the funded account is worth

The cheapest account to get is not always the best value to own. Two funded rules decide what you can earn, and one of them varies by size:

• The split. You keep 90% of the approved payout amount at Funded With Forex.
• The cap per request. A single payout request is capped by account size: $1,000 on a $25K, $1,500 on a $50K, $2,000 on a $100K and $2,500 on a $150K. Each request is also limited to 50% of that cycle's profit, with a $125 minimum.

If your goal is a meaningful payout, a somewhat larger account can be better value even at a higher fee. Our payouts explainer walks through a full cycle, and the payouts page lists the policy.

The honest summary

The cheapest way to get a funded forex account is to choose rules that suit how you trade, start at a size you can manage calmly, and pass in as few attempts as possible. A low fee helps. A rule set that does not move against you, published in dollars before you pay, helps more.

Compare us side by side with FundingPips, FTMO and FundedNext, including where they beat us, and then decide.

Common questions

What is the cheapest funded forex account at Funded With Forex? The $25K evaluation, from about $30 on the one step with the current deal code. The 2 step at the same size is slightly cheaper.

Is the evaluation fee a deposit? No. It buys access to a simulated evaluation. No customer funds are traded, deposited or held, and payouts are performance based incentive payments from company operating capital.

Are there monthly fees? No. Each evaluation is a one time fee, and there is no activation fee for the funded account.

Can I get an evaluation for free? You can enter our giveaway for a free simulated $100K evaluation on the free evaluation page. No purchase is necessary.